BusinessDangote Refinery's ₦2.15 Trillion IPO: What Africa's Biggest Share Sale Could Mean for Nigeria
Dangote Petroleum Refinery is preparing to raise about ₦2.15 trillion from public investors. Beyond the size of the transaction, the listing cou…
Business
Get the latest in business innovation, market analysis, and global economic insights for entrepreneurs, investors, and executives worldwide.
Business
BusinessNigeria’s Power Reform Is Entering the Mini-grid Era: What the New Rules Mean for Homes and Businesses
Nigeria’s new mini-grid and net-billing rules could shift electricity reform from tariff debates towards locally managed service models. The opp…
BusinessNigeria’s Economy Is Growing Again. Is Household Welfare Finally Catching Up?
Nigeria’s economy grew 4.43% in Q2 2026, but July’s food-price data show why stronger GDP and lower headline inflation have not yet translated i…
BusinessBusiness Environmental Scanning: A Strategic Tool for Nigerian Companies
Exploring how Nigerian companies can use environmental scanning to anticipate risks, spot opportunities, and build long-term resilience in a vol…
BusinessCompetition Awareness for Sustainable Growth: Insights for Nigerian Businesses
Examining how Nigerian companies can monitor competitors, adapt strategies, and leverage insights for long-term growth in a highly competitive m…
BusinessNigeria’s Call for a New World Order on Debt: Beyond Words at the United Nations
At the 2025 United Nations General Assembly, President Bola Ahmed Tinubu made a striking declaration: the global system must be reordered to all…
BusinessWang Laboratories: Leadership in Action Case Study
“Wang plays a big part in the history of computers. Its legacy is the IBM PC. Wang word processing defined that market and laid the groundwork f…
BusinessGet 10% Discount on Books, Ebooks & Audiobooks – Pay4Books Promo 2025
Pay4Books.com Announces Exclusive 10% Discount for Customers with New Promo Code Abuja, Nigeria – [14/09/2025] – Pay4Books.com, Nigeria’s truste…
BusinessThe People’s Economy: Rethinking Growth, Equity, and Innovation for a Prosperous Future
In the towering skyscrapers of Wall Street and the bustling markets of Lagos, one reality remains: economies are not abstract systems—they are h…
BusinessBuilding Businesses That Last: Timeless Principles for Sustainable Growth and Impact
In today’s fast-paced, ever-disruptive economy, building a business is no longer the challenge—building a business that lasts is. Startups now e…
BusinessOil on Fire: Global Tensions Push Petrol Past N955/Litre in Nigeria
The war drums in the Middle East have spilled fuel on Nigeria’s pump prices. With tension escalating between Iran, Israel, and the US, the rippl…
BusinessFrom Handmade to Highly Profitable Business: 25 DIY Products You Can Make and Sell in 2025
Ready to turn passion into profit? Here are 25 DIY product ideas—from candles to prints—that you can make and sell online in 2025. Start small,…
BusinessSMEs as the Backbone of Nigeria’s Economy: Challenges and Opportunities in 2025
Small and Medium Enterprises (SMEs) play a crucial role in Nigeria’s economic development, contributing to employment and GDP growth. This artic…
BusinessThe Digital Economy in Nigeria: Unlocking Growth Through Innovation and Technology
This article will explore how Nigeria's digital economy is expanding, driven by fintech, e-commerce, and tech startups. It will discuss governme…
BusinessUnlocking Financial Freedom: Proven Paths to Smart Investing and Economic Stability
Discover the essential strategies for achieving financial freedom in our comprehensive guide, "Unlocking Financial Freedom: Proven Paths to Smar…
BusinessBuilding Wealth: Innovative Approaches to Personal Finance and Investment Success
Discover innovative strategies for building wealth and achieving financial success in our comprehensive guide on personal finance and investment…
BusinessDangote Refinery Petrol Set to Sell at N857 to N865 Per Litre: What You Need to Know
The much-anticipated sale of Premium Motor Spirit (PMS), popularly known as petrol, from Dangote Refinery is about to kick off, and there’s a lo…
BusinessTackling Climate Change: Nigeria’s Agricultural Response
How Nigeria’s agricultural sector can respond to the challenges of climate change.
BusinessThe Future of Retail in Nigeria: Trends and Predictions
An analysis of future trends and predictions for the retail industry in Nigeria.
BusinessThe Gig Economy: Opportunities for Nigerian Youth
Exploring the opportunities the gig economy presents for Nigerian youth.
BusinessOrganic Farming: A Sustainable Future for Nigeria’s Agriculture
The potential of organic farming to lead sustainable agricultural practices in Nigeria.
BusinessDigital Currency and the Future of Finance in Nigeria
The implications of digital currency on the future of Nigeria's finance sector.
BusinessSmart Farming: The Future of Agriculture in Nigeria
How smart farming can revolutionize agriculture in Nigeria.
BusinessThe Origins of Nigeria's Fuel Subsidy: How Gowon and Obasanjo Institutionalized the Policy
The origins of Nigeria's fuel subsidy system have been traced back to the military administrations of General Yakubu Gowon and General Olusegun…
BusinessVAT Remains 7.5%, Government Dismisses Rumors of Increase
The Federal Government, through the Minister of Finance and Coordinating Minister of the Economy, Mr. Wale Edun, has clarified that the Value-Ad…
BusinessStock Market Struggles Amid Rising Petrol Prices and Economic Uncertainty
The Nigerian stock market faced a downturn last week, as surging petrol prices added pressure to an already fragile economy. Petrol prices spike…
BusinessHow to Build a Sustainable Digital Download Business
The digital download industry is booming, offering entrepreneurs a golden opportunity to build a business with minimal overhead and unlimited gr…
BusinessHow to Turn Your Podcast into a Profitable Digital Download
Podcasts have become an incredibly popular medium for sharing information, stories, and entertainment. However, many podcasters miss out on the…
BusinessCreator's Guide: The Ultimate Guide to Creating and Selling eBooks on Hubpile
eBooks have become one of the most popular forms of digital downloads, offering creators a flexible and scalable way to generate income. Whether…
BusinessFG raises electricity tariff for customers enjoying 20-hour power supply
The Nigerian Electricity Regulatory Commission has approved an increase in electricity tariff for customers under the Band A classification. The…
BusinessNavigating New Economic Frontiers: The Role of CBN's Policies in Attracting Foreign Direct Investments and Portfolio Inflows
In the intricate dance of economic development and stability, Nigeria stands at a pivotal juncture, bolstered by the Central Bank of Nigeria's (…
BusinessSkyward Bound: How Air Peace's Direct Flights to London Could Boost Nigeria's Economy and Naira Value
In a landmark move for Nigerian aviation and the economy at large, Air Peace, Nigeria's leading indigenous airline, has initiated daily direct f…
BusinessTransforming Nigeria's Economic Landscape: The Impact of Dangote Refinery on Oil Dependency and Currency Strength
In the heart of Nigeria's vibrant economic scene, a monumental shift is on the horizon, heralded by the commencement of operations at the Dangot…
BusinessNigeria's Potential Entry into BRICS: Prospects, Challenges, and Opportunities
As the discourse around the expansion of BRICS gains momentum, Nigeria's potential membership offers an intriguing case study. Representing Afri…
BusinessBRICS Nations: Navigating the Complexities of Global Influence and Cooperation
In an era where global dynamics are constantly shifting, the BRICS consortium—comprising Brazil, Russia, India, China, and South Africa—stands o…
BusinessNigeria's Naira Devalues Further, Falling Below 1,280 per Dollar Across Official and Black Markets
Nigeria's currency, the Naira, has depreciated further, slipping past the psychologically important threshold of 1,280 Naira to the US dollar at…
BusinessNigerian Authorities Pursue Binance Executive After Escape, Seek INTERPOL's Aid in Extradition
Nigeria's Federal Government (FG) is collaborating with the International Criminal Police Organisation (INTERPOL) to secure the extradition of N…
BusinessPhotos: Air Peace begins direct Lagos-London flights
Air Peace, on Saturday, commenced its Lagos-London flight services. The commencement of the service came a month after it announced plans to beg…
BusinessFG hunts fleeing Binance executive, KFC faces backlash, abducted editor's
Source
BusinessLagos Says "No Way" to Styrofoam: State Joins Food Packaging Ban
The fight against environmental pollution just got a boost in Lagos State. Following the footsteps of Oyo State, Lagos has implemented a ban on…
BusinessBitcoin Breaks the Chains: Cryptocurrency Soars to Record Highs
The shackles of traditional finance have loosened their grip as Bitcoin, the world's leading cryptocurrency, shatters its all-time high, surpass…
BusinessNo Minimum Wage Rebellion: Northern Senators Realign with Tinubu
A wave of dissent has rippled through Nigerian politics after comments by Senator Istifanus Gyang (PDP, Plateau State) regarding the national mi…
On Track for Progress: Nigeria's Anticipated Port Harcourt-Aba Train Service
Nigeria is on the verge of a significant leap in its transportation infrastructure with the highly anticipated introduction of the Port Harcourt…
BusinessCryptocurrency Caution: IMF's Warning to Global Economies on Digital Asset Markets
In a recent advisory, the International Monetary Fund (IMF) has issued a caution to global economies regarding the burgeoning digital asset mark…
BusinessPenCom Clears the Air: Debunking Rumors of a N10 Trillion Loan to the Federal Government
Recently, there's been a lot of talk about a massive N10 trillion loan supposedly given to the Federal Government by the National Pension Commis…
BusinessCombatting Food Insecurity: Nigerian Governors Launch Innovative Strategies Amid Economic Challenges
Nigeria faces a critical juncture in its battle against food insecurity and economic turmoil. In response, the nation's governors have unveiled…
BusinessTinubu seeks German investment in vital sectors
President Bola Tinubu has asked for German investment in vital Nigerian economic areas, including electricity and rail transport. According to a…
BusinessRising inflation pushes more Nigerians into poverty under Tinubu govt
Nigeria’s rising inflation continues to bite harder, pushing more citizens into poverty as the cost of living and purchasing power shrink under…
BusinessShettima: Strategic Partnership Between Nigeria, China, Key to Africa’s Development
•Says Tinubu’s foreign policy drive boosting investors’ confidence Vice President Kashim Shettima has stressed the need to scale up Nigeria’s st…
BusinessFG’s Subsidy on Electricity Returns, Now N135bn in Q2
•Adelabu: Nigeria needs about $262bn investments to meet 30,000MW power generation target by 2030 The federal government’s subsidy in the…
BusinessSpectranet Launches New Scheme to Enhance Customers’ Experience
In a bid to foster customer loyalty and give back to subscribers, Spectranet, an Internet Service Provider (ISP) in Nigeria has launched a new s…
BusinessSmile Ignites Internet, Data Revolution in Kano
Smile Communications, a telecoms provider, has launched its SuperFast Internet services in Kano State, a development that is geared towards igni…
BusinessTek Experts to Open Microsoft Nigeria Security Operations Centre
Tek Experts, a leading global provider of technical talent solutions, has announced plans to open a new Security Operations Centre (SOC) under i…
BusinessGoogle Partners Verve for Easier Play Store Transactions
Google and Verve have announced a partnership to make digital transactions on Google Play Store easier and more accessible for Nigerians. As of…
Business9mobile Trains Kano Entrepreneurs on Customer Loyalty
9mobile has further reiterated its commitment to the growth and development of small and medium enterprises in Nigeria, during the Kano edition…
BusinessWhy Navy won’t stop burning vessels ferrying stolen crude oil – Flag Officer
Flag Officer Commanding Central Naval Command, Rear Admiral Umar Chugali, has explained why the Nigerian Navy will continue to burn vessels inte…
BusinessFG has mobilized $500m for food system transformation – Shettima
The Vice President, Senator Kashim Shettima, said that the Federal Government has mobilized over $500m for innovative, profitable, equitable, an…
BusinessReps begin probe into $2.5bn annual loss to gas flaring
The Speaker of the House of Representatives, Rep. Tajudeen Abbas has inaugurated an Ad hoc Committee to investigate alleged 9.05 billion dollar-…
BusinessBan on charcoal production in Adamawa taking toll on residents as unavailability looms
The ban placed on tree cutting and charcoal production in Adamawa State has begun to take its toll on the people. Residents around the state are…
BusinessN30,000 minimum wage is criminal, I pay my cleaner N60,000 – Oshiomhole
Edo North Senator, Adams Oshiomhole has condemned the N30,000 minimum wage. Oshiomhole described the current minimum wage as “criminal wage,” st…
BusinessElon Musk unveils new Twitter logo ‘X’ to replace blue bird symbol
Twitter owner Elon Musk has unveiled a new logo for the social media platform. The logo features a white “X” on a black background replacing the…
BusinessInvestors stake N99b in equities as Fidelity joins medium-value stocks
Heavy transactions in the shares of United Bank for Africa (UBA) FCMB Group Plc and Japaul Oil lifted the volume of shares traded last week as 4…
BusinessStockbrokers lament effect of prolonged FX crisis on capital inflow
Dissatisfied by the prolonged foreign exchange crisis, stockbrokers have stressed the need for investors to consider hedging their portfolio by…
BusinessSouth-east loses N7.6tr, productivity, investments to agitation in two years
Ex-governors fail as successors struggle with law and order By 9th August, this year, it would have been 730 days since the South-east region be…
BusinessNaira slightly appreciates against Dollar, exchanges at N768 at official window
There is respite as the country’s currency, the Naira, appreciated on Thursday against the Dollar, exchanging at N768.16 at the Investors and Ex…
BusinessSubsidy removal: Islamic group calls for patience
The Muslim Rights Concern (MURIC) has appealed to Nigerians to be patient to ensure they reap the long-term gains of the current economic polici…
BusinessTinubu approves establishment of Infrastructure Support Fund for states
As part of measures to cushion the effects of the petrol subsidy removal, President Bola Tinubu has approved the establishment of Infrastructure…
BusinessSubsidy Removal: NULGE demands 300% minimum wage increment
The Nigeria Union of Local Government Employees (NULGE) has called for 300 per cent increment in the minimum wage for workers across all sectors…
BusinessTears, complaints trail Nigeria’s N304 billion capital flight to Mecca
This year’s pilgrimage to the holy city of Mecca is one of the most expensive in recent times. Yet, also one of the most disappointing for sever…
BusinessQuestions, anxieties as Tinubu drags feet on appointment of ministers
The economic crisis in the country has continued to deepen with a spike in inflation as President Bola Tinubu delayed the composition of the Fed…
BusinessNNPCL monopoly ends as marketer’s fuel vessel arrives
First batch of petrol, 27 million litres imported by an independent marketer has arrived in the country, putting an end to a downstream monopoly…
BusinessHow court granted N72.2b damages against Ecobank in favour of Honeywell
On Tuesday, July 18, 2023, the Federal High Court in Lagos, presided over by Hon. Justice Liman, delivered a judgment in favour of Honeywel…
BusinessFG to bar PoS agents from fixing new prices
The Federal Government through the Federal Competition and Consumer Protection Commission is set to issue an order against moves by Point of Sal…
BusinessFG partners US on direct flight to Houston Texas
The Ministry of Aviation and Aerospace has disclosed plans to commence the process of direct flight from Nigeria to Houston Texas. The federal g…
BusinessFAAC to share N1.959tr to Fed, State and LGAs
The Federation Account Allocation Committee (FAAC) is about to share N1.959 trillion being revenue generated in June 2023 among the Federal, Sta…
BusinessFuel subsidy removal geared towards Nigeria’s survival, says Akpabio
enate President Godswill Akpabio has said the removal of fuel subsidy was geared towards the survival of the country. This is even as…
BusinessWith Eyes on Major Oil Fields in N’Delta, Nigeria Expects 1.8m Barrels Per Day Production by 2024
* OPTS, IPPG: Finance Act 2022 diminished benefits of PIA for oil sector *IPPG tasks FG on policies to increase investments, competition i…
BusinessCBN Raises Tenure Limit for Banks’ Chief Executives to 12 Years
*New governance code emphasises gender diversity on companies’ board *Sets cumulative tenure limit of directors of the same bank to 24 yea…
BusinessMotorists lament 50% spike in airport tolls
Motorists plying the Murtala Muhammed International Airport (MMIA) toll plaza in Lagos have lamented increase in toll fare by the Federal Airpor…
BusinessCBN raises corporate governance bar to boost market confidence
During his May 29 inaugural speech, President Bola Tinubu gave a clear indication of the economic direction his administration would go. It was…
BusinessDecongesting Lagos ports: Cash crunch, investors’ apathy stall $8.5b deep seaport projects
• FEC fails to deliver Bonny project May deadline • China’s review of participation in Nigeria’s infrastructure major setback• Promoters struggl…
BusinessN8,000 palliative drop of water in ocean – Labour leaders on Tinubu’s plan
Mrs Funmi Sessi, a labour leader, on Friday, said the Federal Government’s plan to give N8,000 to 12 million households for six months would be…
BusinessNigeria loses $29bn to poor power supply annually – AfDB president Adesina
The African Development Bank (AfDB) said Nigeria loses $29 billion due to poor power supply annually while manufacturers in the country spend as…
BusinessDownplay import substitution, get on global market, Adesina charges Nigeria
•Country’s export revenue at level Malaysia was in 1990 Reeling out data from across the world on how export has changed the fate of economies,…
BusinessDigital Currencies Will Boost Job Creation, Innovation
Digital Currency Coalition (DCC), the largest coalition of crypto asset practitioners and founders in the African digital currency space, has sa…
BusinessTitans of Tech to Honour Adenuga with Africa Telecoms Hero Award
Serial Entrepreneur and Chairman of Globacom Group, Dr. Mike Adenuga Jnr. will be conferred with the Africa Telecoms Hero Award at the 2023 Tita…
BusinessNLC oppose Tinubu’s proposed N500billion subsidy palliative, demands salary increase
The Nigeria Labour Congress (NLC) kicked against the N500bn palliative proposed by President Bola Ahmed Tinubu, saying it will not be enough to…
BusinessAmid $1b legacy debts, Nigeria pushes for $12b revenue, 10 gas FIDs
• Nigeria eyeing $18b oil, gas investment, says NNPC Nigeria is pushing to offset about $1 billion gas legacy debt as stakeholders in the indust…
BusinessTinubu writes Reps for N500b to cushion subsidy removal impacts
• Again, Senate reconsiders ‘uneven’ disbursement of N483bn intervention loan• Ondo govt moves to cushion impact of subsidy removal, plead with…
BusinessH1: FG Spent $1.1bn on Foreign Debt Service as Total Remittances Hit $952m
As Nigeria continues to grapple with economic challenges, it has emerged that the federal government spent $1.169 billion to service its debt ob…
BusinessFederal Government Urged to Take Immediate Action against Revenue Leakages
The Centre for Social Justice (CSJ) has called on the federal government to take immediate action to block revenue leakages and implement measur…
BusinessReps tackle banks over illegal deductions, indiscriminate charges
• House urges FG to halt increase in varsity feesHouse of Representatives has frowned at excess charges and illegal deductions by commercial ban…
BusinessShareholders rue impacts of struggling economy on quoted companies
•Say rising cost of operations fueling delisting, capital flight•44 delisted firms pull out N350b from market in seven years•Coronation Insuranc…
BusinessN13.5bn Debt: Tussle for FirstBank Takes another Turn as Ecobank Accuses Otudeko of Diverting Assets
•Advises holdco to reject Honeywell’s share purchase •Says investment aimed at frustrating enforcement of Supreme Court judgement Followin…
Business‘Industry collaboration key to driving cashless adoption’
The Managing Director of Remita Payment Services Limited (RPSL), a subsidiary of SystemSpecs Holdings Limited (SHL), ‘Deremi Atanda, has called…
BusinessNew Customs Act will boost revenue, says Adeniyi
Acting Comptroller General of the Nigeria Customs Service (NCS), Mr Bashir Adewale Adeniyi, has described the service as a catalyst of economic…
BusinessNNPC intercepts vessel with stolen crude oil en route to Cameroon
The Nigerian National Petroleum Corporation (NNPC) said it intercepted a suspicious vessel carrying 800,000 litres of stolen crude oil en route…
BusinessAfDB faults Nigeria’s economic model as NECA seeks reversal of taxes
African Development Bank (AfDB) has criticised Nigeria’s decision to concentrate on import substitution model, instead of creating wealth throug…
BusinessNigeria flares $3.9b gas in four years amid pollution, revenue leakage concerns
• NUPRC dilly-dallies on NGFCP as payment by investors• Oil companies emit 65.9 million CO2, flare 1.2 trillion cubic feet of gas in four years•…
BusinessTinubu’s four Executive Orders saved businesses – NECA DG, Oyerinde
The Nigerian Employers’ Consultative Association, NECA, has said the new Executive Orders signed by President Bola Tinubu have stopped many orga…
BusinessPMI Report: Productivity Dropped in June as Fuel Subsidy Removal Heightened Inflationary Pressures
The productivity of the Nigerian economy dropped in June following the removal of fuel subsidy on May 29 this year by President Bola Ahmed Tinub…
BusinessTo Ease Tax Burden on Businesses, Tinubu Signs Four Executive Orders
Suspends 5% telecom tax, finance act, customs tariff · Step aimed at alleviating hardship on Nigerians, says Alake…
BusinessAnticipated ICAO Audit on Nigeria’s Aviation Industry
The International Civil Aviation Organisation (ICAO) will in August carry out audit of Nigeria’s air transport industry to ensure it abides by i…
BusinessNBS, stakeholders on collision course over new labour survey template
Ahead of the release of the Labour Force Survey by the National Bureau of Statistics (NBS), stakeholders have queried the accuracy of the new me…
BusinessWTO, World Bank seek better trade deal for Nigeria, others
The World Trade Organisation (WTO) and World Bank have called for advancement in trade negotiations for developing economies, including Nigeria.…
BusinessExpert Tasks Tinubu to Declare State of Emergency on Solar Energy Training for Youths
The President, Asteven Group, Council on Renewable Energy in Nigeria (CREN) and Founder, Asteven Renewable Energy Institute, Dr Sunny Akpoyibo,…
BusinessExpert: Nigerians May Pay N10,000 for 100 Units of Electricity if Tariffs Rise
As apprehension over the anticipated 40 per cent increase in electricity tariff persists, the Chief Executive Officer of PowerCap Limited, Mr. A…
BusinessStock Market Resumes New Week Positive, Appreciates by N534bn
Trading activities resumed new week positive yesterday as the stock market of the Nigerian Exchange Limited (NGX) gained N534 billio…
BusinessUniversity Don Calls for National Economic Rebirth
A University Don, Prof. John Adebayo Oloyede, has called for national economic rebirth to address fundamental issues confronting the economic de…
BusinessOgun begins conversion of buses, motorcycles, tricycles to gas, electricity in August
Ogun State governor, Prince Dapo Abiodun, yesterday, disclosed that the E-Mobility and Gas Mobility Programme of the state will take off in the…
BusinessEconomy awaits Tinubu’s fiscal direction as uncertainty trails FX liberalisation
• Commercial banks stop treating BT/PTA, other invisible requests• Illiquidity in parallel market hits all-time high• Bank branches restricted t…
BusinessGov AbdulRazaq Restates Support for Tourism to Boost Economic Growth in Kwara
Kwara State Governor, Alhaji AbdulRahman AbdulRazaq, at the weekend said the administration would double down its efforts to make the state a to…
BusinessFG targets N12bn from new vehicle tax
The Federal Government is set to make about N12bn a year from the N1,000 Proof of Ownership Certificate verification fee motorists are to pay. L…
BusinessNNPCL, marketers fuel vessels arrive next week – IPMAN
Large consignments of Premium Motor Spirit, popularly called petrol, being imported by major oil marketers, are to hit Nigeria from next week an…
BusinessHouseholds consider solar, alternatives amid high onboarding cost
• Solar service providers contend with inquiries, demands low capacity solar equipment• Nigeria missing in top five African countries with solar…
BusinessSubsidy removal: Tinubu took best decision to reposition Nigeria’s economy – APC chieftain, Mumuni
A chieftain of the All Progressives Congress, APC, in Lagos State, Ambassador Abayomi Nurain Mumuni has declared that President Bola Ahmed Tinub…
BusinessForex disparity: God forbid that I participate in the arbitrage – Tinubu
President Bola Ahmed Tinubu has said he could have chosen to maintain the hitherto multiple foreign exchange systems and benefit from it, but in…
BusinessFuel subsidy removal: FG saves N400bn in four weeks – Operators
Operators within the downstream oil and gas sector have said the federal government has raked in N400 billion due to fuel subsidy removal in the…
BusinessPort congestion: NPA commences evacuation of overtime cargo
To put an end to port congestion, the leadership of the Nigerian Ports Authority, NPA, under Mohammed Bello Koko, has commenced evacuation of ov…
BusinessNEXIM, Fidelity Bank target new five million MSMEs for exports
The Nigerian Export-Import Bank (NEXIM) is collaborating with Fidelity Bank to increase the capacity of five million Small and Medium Enterprise…